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Employee Benefit Services
Our Goal is your success. We help you meet your business needs and those of your employees. We focus on:
  • Recruitment and retention of key employees allowing you to compete more effectively.
  • Overall employee satisfaction and the resulting increase in productivity.
  • Management of costs while maintaining quality - a critical factor in the sustainable growth of your business. 
  • Reducing your administrative costs by outsourcing key human resource function.
  • Understanding  and addressing changes in regulatory requirements and compliance.
  • Personalized, concise, and informative communication. We listen to your needs and not those of our insurance carriers.
We provide a full range of insurance products both to employees, as well as the comprehensive planning to meet your needs and address the changing regulatory environment. We offer the following types of policies:

  • Medical
  • Dental
  • Disability
  • Life
    • Annuities 
    • Universal 
    • Whole
    • Term
  • Long Term Care
  • Special Niches

205 Willow Street, Bldg A, South Hamilton, MA 01982
Ph: 978-468-1131 / Fx: 978-468-1181

©2012 Chartpoint Financial Group LLC. All rights reserved.
Residential Lending
We want to make sure that you understand the process of residential lending so you feel in control of your decisions. Our goal is to make you feel comfortable and secure not only today, but in future years. 
  • A single contract person will guide you through all the stages. Everything in under one roof. We are consultants offering guidance- not sales people pushing products.
  • Our "can-do" approach means that we are here to help you through the multi-layered process and any difficulties that may arise.
  • We offer some of the most competitive rates and products available allowing us to take into consideration your special needs and temperament in helping you decide on a specific product.
  • Our long established and vetted network of lending professionals let us refer you to trusted specialists who share our commitment to client-focused service.
  • If you want to come to us for a second opinion on a proposal from another lender, we would be glad to help. There will be no sales pitch.
  • We are flexible in how we approach loans using commonsense underwriting and creativity in resolving unexpected situations
  • Any referral through the Chartpoint Financial Group network will be offered discounted closing costs and discounted attorney services available at your home or office. 
We offer both our individual and corporate clients the broadest possible range of mortgages and related services. When it comes to choosing the right mortgage, we can offer you:
  • Fixed and Adjustable Rate Loans
  • First-Time Home Buyer Programs 
  • Affordable Housing Programs
  • FHA and VA Loan Programs 
  • Bridge Programs
  • Home Improvement Loans
  • Home Equity Loans
  • Debt Consolidation Loans
  • Damaged Credit Loans
300 Rosewood Drive, Danvers, MA 01923 
Ph: 978-705-3213 / Fx: 978-777-8454

©2012 Chartpoint Financial Group LLC. All rights reserved.

Disclosure: Elaine Gilligan-Sanderson is an employee of Mortgage Network, Inc. of Danvers, MA. Mortgage Network, Inc. - Massachusetts License MC4125
Elaine Gilligan-Sanderson and Mortgage Network, Inc are not affiliated with FSC Securities Corporation
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 Securities and investment advisory services offered through FSC Securities Corporation, LLC, member FINRA/SIPC and a registered investment advisor. Additional insurance services offered through Chartpoint Financial Group, LLC which is not affiliated with FSC Securities Corporation.

This communication is strictly intended for individuals residing in the state(s) of CO, DC, ME, MA, MI, NH and VA. No offers may be made or accepted from any resident outside the specific states referenced.

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